What is re-enrolment?
Every three years employers must check to see if any worker who had previously opted out of their workplace pension needs to be automatically re-enrolled back into the pension scheme.
How Mitchell Charlesworth can help with your re-enrolment obligations
If Mitchell Charlesworth is engaged for both Payroll and auto-enrolment services your workers will be automatically re-assessed for ‘re-enrolment’ on the first pay day after your third anniversary of your staging date / duties start date.
Where appropriate, those workers will be included in the next pension submission in order to be re-enrolled into the workplace pension scheme. If we are also responsible for your workplace pension communications, we will generate the communications to inform the
Re-Enrolment
Every three years employers must check to see if any worker who had previously opted out of their workplace pension needs to be automatically re-enrolled back into the pension scheme. This is commonly referred to as ‘re-enrolment’.
Where Mitchell Charlesworth is engaged for both Payroll and auto-enrolment services, workers will be automatically re-assessed for ‘re-enrolment’ on the first pay day after and employer’s third anniversary of their staging date / duties start date.
Where appropriate, those workers will be included in the next pension submission to be re-enrolled into the workplace pension scheme. If appropriate, Mitchell Charlesworth generate the communications to inform the respective workers of their re-enrolment within the pay run.
Re-enrolled employees will have a one-month ‘Opt-Out’ window from the date that they are re-enrolled to inform the pension provider that they do not want to become a member on this occasion.
Workers cannot ‘Opt-Out’ until after they have been re-enrolled.
Any worker who does ‘Opt-Out’ within the window will have contributions refunded in the next available payroll run.
Re-Declaration of Compliance
As an employer you have a duty to inform The Pensions Regulator that you have met compliance by completing a re-declaration of compliance by no later than 5 months after the 3 yearly anniversary of your staging date / duties start date.
If Mitchell Charlesworth is engaged for both Payroll and auto-enrolment services Mitchell Charlesworth will normally offer to complete the Re-Declaration of Compliance on an employer’s behalf.
Employers have a duty to inform The Pensions Regulator that you have met compliance by completing a re-declaration of compliance by no later than 5 months after the 3 yearly anniversary of your staging date / duties start date via http://www.autoenrol.tpr.gov.uk
You can find more information on how to complete this process by visiting http://www.thepensionsregulator.gov.uk/automatic-enrolment-online-reregistration-checklist.pdf
Penalties for Non-Compliance
If The Pensions Regulator have contacted an employer about making a Declaration they should not ignore it. There are fixed penalties of £400 and escalating penalties of £50 to £10,000 a day for failing to complete the Re-Declaration Of Compliance, even where an employer does not have any workers re-enrolled into a pension scheme.
For further advice, please contact Ashley Bellis or a member of the team to the right of this page.
